6 Ways to Cut Costs in Retirement Part 2 of 2

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6 Ways to Cut Costs in Retirement Part 2 of 2



4.    PRESCRIPTION SAVINGS

Often, prescription drugs are both necessary and expensive. Despite this, most people simply select a pharmacy and stick with it, even though drug prices can vary dramatically—a missed opportunity to save hundreds of dollars a year (or more).

Compare and shop. Check local prices using online tools like WebMD.com/rx or GoodRx.com.

Online pharmacies — Another option is to comparison shop for mail-order drugs. This has the added bonus of automatically delivering monthly meds without the hassle of picking them up! Start by visiting PharmacyChecker.com.

 

5.    SAVVY SHOPPING

Major sales aren’t limited to Black Friday or Cyber Monday.

Cars – Inventory goes on sale right before or after the newest models arrive in the fall.

Computers – late March/early April (new models rolling out) and August/September (back to School).

Large appliances – September/October (new models rolling out). Be sure to ask for free delivery, hookup and old appliance disposal. Refrigerators are cheapest in May.

Televisions – Thanksgiving weekend and January (or early February) when old models are cleared out and new ones arrive in time for the Super Bowl.

Outdoor – lawnmowers in April and after Labor Day (clearance), along with grills; patio furniture in October/November.

Mattresses – Memorial Day weekend sales (negotiate for even-lower-than-advertised prices).

 

6.     OTHER OPPORTUNITIES TO SAVE

Amazon has become many online shoppers’ go-to source, but do you know about several sites that track Amazon’s prices? Use CamelCamelCamel.com or Keepa.com to view price history charts and set up drop alerts to save purchases.

Even with great deals, however, remember to keep the focus on “living large” – in other words, using your time and energy to buy only what you need at the best possible prices!

 

To get started with your home sale or purchase, call Tim @ 858-354-2354, “The Right Choice in Real Estate”.

When Real Estate Matters, contact Tim.  BRE #01224576

 

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